{"id":330,"date":"2021-10-04T00:43:30","date_gmt":"2021-10-04T00:43:30","guid":{"rendered":"http:\/\/scorexcompany.com\/?page_id=330"},"modified":"2021-10-15T13:35:33","modified_gmt":"2021-10-15T13:35:33","slug":"modelo-de-aprobacion-para-clientes-nuevos-de-consumo-hipotecario-o-vehiculos","status":"publish","type":"page","link":"https:\/\/scorexcompany.com\/index.php\/modelo-de-aprobacion-para-clientes-nuevos-de-consumo-hipotecario-o-vehiculos\/","title":{"rendered":"MODELO DE APROBACI\u00d3N PARA CLIENTES NUEVOS DE CONSUMO, HIPOTECARIO o VEH\u00cdCULOS"},"content":{"rendered":"\n
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Estima la probabilidad que los clientes tengan un mal comportamiento de pago de acuerdo con las definiciones de buenos y malos clientes que tenga la entidad.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n

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Utiliza toda la informaci\u00f3n que disponga la entidad en cuanto a variables socio-demogr\u00e1ficas del cliente (edad, estado civil, personas a cargo, profesi\u00f3n, tipo de actividad, por ejemplo si es asalariado, independiente, pensionado, etc), y las caracter\u00edsticas del cr\u00e9dito solicitado tales como cuota inicial en cr\u00e9dito de veh\u00edculo o hipotecario, plazo y tipo de amortizaci\u00f3n solicitado, etc.<\/p>\n\n\n\n

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OTROS MODELOS<\/h2>\n\n\n\n
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MODELO DE ESTIMACI\u00d3N DE PROBABILIDAD DE INSOLVENCIA DE LAS EMPRESAS<\/a><\/strong><\/span><\/h3>\n\n\n\n
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MODELO DE SCORING DE COBRANZA<\/a><\/strong><\/strong><\/strong><\/span><\/h3>\n\n\n\n
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Determina el perfil de riesgo f\u00e1cilmente<\/span><\/h2>\n\n\n\n

Utilizar la informaci\u00f3n hist\u00f3rica de los clientes de cr\u00e9dito es fundamental para el \u00e9xito de las empresas. Determinar el perfil de riesgo de los nuevos solicitantes de cr\u00e9dito le permite a la entidad establecer las debidas condiciones para asumir estos riesgos atendiendo las metas en materia de rentabilidad.<\/span><\/p>\n\n\n\n

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CREA TU MODELO AHORA \u2192<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n
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