{"id":71,"date":"2020-01-27T08:15:05","date_gmt":"2020-01-27T08:15:05","guid":{"rendered":"https:\/\/demosites.io\/web-agency-gb\/?page_id=71"},"modified":"2021-10-15T13:36:35","modified_gmt":"2021-10-15T13:36:35","slug":"modelo-scoring-de-cobranza","status":"publish","type":"page","link":"https:\/\/scorexcompany.com\/index.php\/modelo-scoring-de-cobranza\/","title":{"rendered":"MODELO DE SCORING DE COBRANZA"},"content":{"rendered":"\n

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MODELO DE SCORING DE COBRANZA<\/h1>\n\n\n\n
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Estima la probabilidad de deterioro de cada una de las operaciones con saldo de cartera a fin de mes.<\/p>\n<\/div>\n\n\n\n

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El modelo tiene en consideraci\u00f3n variables como la historia de comportamiento de pagos del cliente con la entidad, informaci\u00f3n sociodemogr\u00e1fica en personas naturales y\/o aspectos cualitativos de la empresa, caracter\u00edsticas de la obligaci\u00f3n (tipo de cr\u00e9dito, cuota inicial en cr\u00e9dito de veh\u00edculo o cr\u00e9dito hipotecario, plazo, tipo de amortizaci\u00f3n, saldo, altura de cuota, etc.) y tambi\u00e9n las gestiones y resultados que ha tenido que adelantar el \u00e1rea de cobranza con el cliente en su historial de pagos del cr\u00e9dito. Este pron\u00f3stico es el argumento esencial para construir todo el esquema de una Gesti\u00f3n Estrat\u00e9gica de Cobranza.<\/p>\n\n\n\n

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OTROS MODELOS<\/h2>\n\n\n\n
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MODELO DE ESTIMACI\u00d3N DE PROBABILIDAD DE INSOLVENCIA DE LAS EMPRESAS<\/a><\/strong><\/span><\/h3>\n\n\n\n
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MODELO DE APROBACI\u00d3N PARA CLIENTES NUEVOS DE CONSUMO, HIPOTECARIO o VEH\u00cdCULOS<\/a><\/strong><\/strong><\/span><\/h3>\n\n\n\n
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Para una mejor cartera<\/span><\/h2>\n\n\n\n

Conocer t\u00e9cnicamente el riesgo de deterioro de cada cliente de la cartera es fundamental para implementar la debida gesti\u00f3n estrat\u00e9gica de cobranza, focalizando recursos y logrando los resultados deseados por la entidad, cumpliendo a su vez con el prop\u00f3sito de fidelizar la base de buenos clientes.<\/span><\/p>\n\n\n\n

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DESARROLLA TU MODEL DE SCORING DE COBRANZA<\/a><\/div>\n<\/div>\n\n\n\n
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MODELO DE SCORING DE COBRANZA<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"neve_meta_sidebar":"default","neve_meta_container":"","neve_meta_enable_content_width":"on","neve_meta_content_width":100,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"on","_ti_tpc_template_sync":false,"_ti_tpc_template_id":"bhii09ux20eago4lvw13","footnotes":""},"class_list":["post-71","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/scorexcompany.com\/index.php\/wp-json\/wp\/v2\/pages\/71","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/scorexcompany.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/scorexcompany.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/scorexcompany.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/scorexcompany.com\/index.php\/wp-json\/wp\/v2\/comments?post=71"}],"version-history":[{"count":16,"href":"https:\/\/scorexcompany.com\/index.php\/wp-json\/wp\/v2\/pages\/71\/revisions"}],"predecessor-version":[{"id":455,"href":"https:\/\/scorexcompany.com\/index.php\/wp-json\/wp\/v2\/pages\/71\/revisions\/455"}],"wp:attachment":[{"href":"https:\/\/scorexcompany.com\/index.php\/wp-json\/wp\/v2\/media?parent=71"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}